OoTD - 3/1 - How Do You Score?

 SWEATER - takeout - eBay: $15.49

JEGGINGS - Target

TALL GRAY SOCKS - Ross

BOOTS - Target: on clearance $13.00

 No, sillies. Not that way.  I am talking about your financial health and well-being.  Yesterday, I ran my credit report.  This is a very simple and easy thing to do.  I check mine out at least once a year. (similar to pap smears and mammograms). If you haven’t done so all ready, I highly recommend it.  All you have to do is go to annualcreditreport.com.  There you can pick one of the three main credit reporting agencies, Equifax, TransUnion, or Experian.  I like to rotate through them and not use the same one each time.  You have to enter in your personal information and answer some questions so that they know for sure it’s you.  Then you’re able to print out your report and check it for any discrepancies or misinformation.  This is also a good way to make sure that you have not been a victim of identity theft and that no lines of credit have been opened in your name that you did not authorize. 

 What does this have to do with fashion?  Plenty.  For we all know that the clothes we put on our bodies, the baubles we hang around our necks and wrists, and the glamorous shoes that we as fashion forward females choose to shod our feet in cost money.  And yes, even thrifted items add up if you buy enough of them.  So if your credit cards are all maxed out to their limit and you’re late on the payments, how can you trot down to the local mall and buy the latest trend or go to Goodwill for the next bargain?  If you have a poor credit history, how can you apply for and hopefully receive a nice fat check from your hometown bank for a home equity loan or a perhaps a personal line of credit?  Who knows? With all the extra cash you may even be able to buy that new designer wardrobe you’ve always envisioned yourself in. 

 Consider this my public service announcement for the day. 

Bye the bye, those are moose antlers on the floor behind my feet.  They actually come into our yard. (The moose wearing the antlers, not the antlers by themselves.)